@font-face{font-family:"Inter";font-style:normal;font-weight:400;font-display:swap;src:url(../fonts/inter-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:500;font-display:swap;src:url(../fonts/inter-latin-500-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/inter-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/inter-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:600;font-display:swap;src:url(../fonts/plus-jakarta-sans-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:700;font-display:swap;src:url(../fonts/plus-jakarta-sans-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:800;font-display:swap;src:url(../fonts/plus-jakarta-sans-latin-800-normal.woff2) format("woff2")}
/* =========================================================
   RiseMore Finance — design system
   Palette: Midnight ink · Rise emerald · Sunrise gold
   ========================================================= */
:root{
  --ink:#0B1C34; --ink-2:#12294A; --ink-3:#1B3A63;
  --em:#0E9F7A; --em-2:#14C38E; --em-3:#7BE8C2; --em-soft:#E7F8F1;
  --sun:#FFB020; --sun-2:#FF8A3D; --sun-soft:#FFF4E0;
  --sky:#3E8BFF;
  --text:#233247; --muted:#5B6B82; --line:#E3E9F0; --bg:#FFFFFF; --bg-2:#F5F8FB; --bg-3:#EEF3F8;
  --grad:linear-gradient(120deg,var(--em) 0%,var(--em-2) 55%,#5EEAD4 100%);
  --grad-sun:linear-gradient(120deg,var(--sun) 0%,var(--sun-2) 100%);
  --grad-ink:linear-gradient(160deg,#0B1C34 0%,#0F2A4C 55%,#0B3B4A 100%);
  --r:18px; --r-lg:28px; --r-sm:12px;
  --sh-1:0 1px 2px rgba(11,28,52,.06),0 4px 14px rgba(11,28,52,.06);
  --sh-2:0 10px 30px -10px rgba(11,28,52,.18),0 2px 6px rgba(11,28,52,.05);
  --sh-3:0 40px 80px -30px rgba(11,28,52,.35);
  --font-head:"Plus Jakarta Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --font-body:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --max:1240px; --ease:cubic-bezier(.22,1,.36,1); --ease-back:cubic-bezier(.34,1.56,.64,1);
  --hh:78px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:calc(var(--hh) + 20px)}
html,body{overflow-x:clip}
body{margin:0;font-family:var(--font-body);font-size:17px;line-height:1.65;color:var(--text);background:var(--bg);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--em);text-decoration:none;transition:color .2s}
a:hover{color:var(--ink)}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--ink);line-height:1.12;letter-spacing:-.02em;margin:0 0 .5em;font-weight:800}
h1{font-size:clamp(38px,5.6vw,68px);letter-spacing:-.035em}
h2{font-size:clamp(30px,3.6vw,46px);letter-spacing:-.03em}
h3{font-size:21px;font-weight:700;letter-spacing:-.01em}
p{margin:0 0 1.1em}
em.g,h1 em,h2 em{font-style:normal;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.dark h1 em,.dark h2 em{background:linear-gradient(120deg,var(--em-2),#7BE8C2 50%,var(--sun) 100%);-webkit-background-clip:text;background-clip:text;background-size:200% 100%;animation:shimmerText 6s ease-in-out infinite alternate}
@keyframes shimmerText{to{background-position:100% 0}}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}
.section{padding:clamp(72px,9vw,120px) 0;position:relative}
.section-sm{padding:56px 0}
.bg-soft{background:var(--bg-2)}
.center{text-align:center}
.lead{font-size:clamp(18px,1.6vw,21px);color:var(--muted);line-height:1.6}
.small{font-size:15px;color:var(--muted)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font:700 13px/1 var(--font-head);letter-spacing:.14em;text-transform:uppercase;color:var(--em);margin-bottom:18px}
.eyebrow::before{content:"";width:28px;height:2px;border-radius:2px;background:var(--grad)}
.center .eyebrow::after{content:"";width:28px;height:2px;border-radius:2px;background:var(--grad)}
.dark .eyebrow{color:var(--em-3)}
.sec-head{max-width:760px;margin:0 auto 56px}
.sec-head.left{margin-left:0}
.skip{position:absolute;left:-999px;top:10px;z-index:999;background:var(--ink);color:#fff;padding:10px 16px;border-radius:10px}
.skip:focus{left:10px}
:focus-visible{outline:3px solid var(--sun);outline-offset:3px;border-radius:6px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- Page loader & transition ---------- */
.loader{position:fixed;inset:0;z-index:1000;background:var(--ink);display:grid;place-items:center;transition:opacity .6s var(--ease),visibility .6s}
.loader svg{width:74px;height:74px}
.loader .lm-path{stroke-dasharray:120;stroke-dashoffset:120;animation:draw 1.1s var(--ease) forwards}
.loader .lm-sun{transform-origin:20px 20px;transform:scale(0);animation:pop .5s .6s var(--ease-back) forwards}
.loaded .loader{opacity:0;visibility:hidden}
.leaving .loader{opacity:1;visibility:visible;transition-duration:.35s}
@keyframes draw{to{stroke-dashoffset:0}}
@keyframes pop{to{transform:scale(1)}}

/* ---------- Scroll progress ---------- */
.progress{position:fixed;top:0;left:0;height:3px;width:100%;transform-origin:0 50%;transform:scaleX(0);background:linear-gradient(90deg,var(--em),var(--em-2),var(--sun));z-index:120}

/* ---------- Header ---------- */
.topbar{background:var(--ink);color:#C9D6E6;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:40px}
.topbar a{color:#fff;font-weight:600}
.topbar a:hover{color:var(--em-3)}
.topbar .tb-l,.topbar .tb-r{display:flex;gap:22px;align-items:center}
.topbar svg{width:15px;height:15px;display:inline-block;vertical-align:-2px;margin-right:6px;color:var(--em-2)}
.hdr{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.82);backdrop-filter:saturate(180%) blur(16px);-webkit-backdrop-filter:saturate(180%) blur(16px);border-bottom:1px solid transparent;transition:box-shadow .3s,border-color .3s,background .3s}
.hdr.scrolled{box-shadow:0 10px 30px -18px rgba(11,28,52,.35);border-color:var(--line);background:rgba(255,255,255,.94)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:var(--hh);transition:height .3s var(--ease)}
.hdr.scrolled .wrap{height:66px}
.brand{display:flex;align-items:center;gap:12px;color:var(--ink)}
.brand:hover{color:var(--ink)}
.brand img{height:46px;width:46px;transition:height .3s var(--ease),width .3s var(--ease),transform .6s var(--ease-back)}
.brand:hover img{transform:rotate(-8deg) scale(1.05)}
.hdr.scrolled .brand img{height:40px;width:40px}
.wm{display:flex;flex-direction:column;line-height:1}
.wm b{font:800 25px/1 var(--font-head);letter-spacing:-.03em}
.wm b i{font-style:normal;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.wm small{font:700 10px/1 var(--font-head);letter-spacing:.32em;text-transform:uppercase;color:var(--muted);margin-top:6px}
.foot .wm b,.menu-open .hdr .wm b{color:#fff}
.foot .wm small{color:#9FB3C8}
.nav{display:flex;align-items:center;gap:4px}
.nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:2px}
.nav>ul>li{position:relative}
.nav>ul>li>a,.nav>ul>li>button{display:flex;align-items:center;gap:6px;font:600 15.5px var(--font-head);color:var(--ink);padding:10px 14px;border-radius:10px;background:none;border:0;cursor:pointer;position:relative}
.nav>ul>li>a::after,.nav>ul>li>button::after{content:"";position:absolute;left:14px;right:14px;bottom:5px;height:2px;border-radius:2px;background:var(--grad);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.nav>ul>li>a:hover::after,.nav>ul>li>button:hover::after,.nav>ul>li>a[aria-current]::after,.nav>ul>li.open>button::after{transform:scaleX(1)}
.nav .chev{width:14px;height:14px;transition:transform .3s}
.nav li.open .chev,.nav li:hover .chev{transform:rotate(180deg)}
.mega{position:absolute;top:calc(100% + 10px);left:50%;transform:translate(-50%,10px);width:min(980px,94vw);background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:var(--sh-3);padding:22px;display:grid;grid-template-columns:1fr 1fr 1fr 1.05fr;gap:8px;opacity:0;visibility:hidden;transition:opacity .25s,transform .35s var(--ease),visibility .25s}
.mega::before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px}
.nav li:hover>.mega,.nav li.open>.mega,.nav li:focus-within>.mega{opacity:1;visibility:visible;transform:translate(-50%,0)}
.mega h4{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin:6px 10px 10px;font-weight:700}
.mega a{display:flex;gap:12px;align-items:flex-start;padding:10px;border-radius:12px;color:var(--ink);transition:background .2s,transform .2s}
.mega a:hover{background:var(--bg-2);transform:translateX(3px)}
.mega a .mi{flex:none;width:36px;height:36px;border-radius:10px;display:grid;place-items:center;background:var(--em-soft);color:var(--em)}
.mega a .mi svg{width:19px;height:19px}
.mega a strong{display:block;font:700 15px var(--font-head)}
.mega a small{display:block;color:var(--muted);font-size:13px;line-height:1.35}
.mega .mega-cta{background:var(--grad-ink);border-radius:16px;padding:20px;color:#C9D6E6;display:flex;flex-direction:column;justify-content:space-between;position:relative;overflow:hidden}
.mega .mega-cta h5{font:800 19px/1.2 var(--font-head);color:#fff;margin:0 0 8px}
.mega .mega-cta p{font-size:14px;margin:0 0 14px}
.mega .mega-cta .btn{align-self:flex-start}
.mega .mega-cta::after{content:"";position:absolute;right:-40px;top:-40px;width:140px;height:140px;border-radius:50%;background:radial-gradient(circle,rgba(20,195,142,.5),transparent 70%)}
.hdr-cta{display:flex;align-items:center;gap:10px;margin-left:10px}
.burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;cursor:pointer;position:relative}
.burger span{position:absolute;left:13px;right:13px;height:2px;background:var(--ink);border-radius:2px;transition:transform .35s var(--ease),opacity .2s}
.burger span:nth-child(1){top:16px}.burger span:nth-child(2){top:22px}.burger span:nth-child(3){top:28px}
.menu-open .burger span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.menu-open .burger span:nth-child(2){opacity:0}
.menu-open .burger span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.drawer{position:fixed;inset:0;z-index:99;background:var(--ink);color:#fff;padding:calc(var(--hh) + 60px) 24px 40px;overflow:auto;clip-path:circle(0 at calc(100% - 46px) 60px);transition:clip-path .7s var(--ease);visibility:hidden}
.menu-open .drawer{clip-path:circle(150% at calc(100% - 46px) 60px);visibility:visible}
.menu-open{overflow:hidden}
.drawer a{color:#fff;display:block}
.drawer .d-main a{font:800 30px/1.25 var(--font-head);padding:8px 0;opacity:0;transform:translateY(20px);transition:opacity .5s,transform .5s var(--ease)}
.menu-open .drawer .d-main a{opacity:1;transform:none}
.drawer .d-main a:nth-child(2){transition-delay:.05s}.drawer .d-main a:nth-child(3){transition-delay:.1s}.drawer .d-main a:nth-child(4){transition-delay:.15s}.drawer .d-main a:nth-child(5){transition-delay:.2s}.drawer .d-main a:nth-child(6){transition-delay:.25s}.drawer .d-main a:nth-child(7){transition-delay:.3s}
.drawer h4{color:var(--em-3);font-size:12px;letter-spacing:.14em;text-transform:uppercase;margin:28px 0 8px}
.drawer .d-sub{display:grid;grid-template-columns:1fr 1fr;gap:2px 16px}
.drawer .d-sub a{color:#C9D6E6;padding:6px 0;font-weight:500}
.menu-open .hdr{background:transparent;box-shadow:none;border-color:transparent;backdrop-filter:none}
.menu-open .hdr .wm small{color:#9FB3C8}
.menu-open .burger{background:transparent;border-color:rgba(255,255,255,.3)}
.menu-open .burger span{background:#fff}

/* ---------- Buttons ---------- */
.btn{--bx:0px;--by:0px;display:inline-flex;align-items:center;justify-content:center;gap:10px;font:700 16px/1 var(--font-head);padding:17px 26px;border-radius:14px;border:0;cursor:pointer;position:relative;overflow:hidden;isolation:isolate;transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .3s,color .3s;transform:translate(var(--bx),var(--by));white-space:nowrap;text-decoration:none}
.btn svg{width:18px;height:18px;transition:transform .35s var(--ease)}
.btn:hover svg{transform:translateX(4px)}
.btn-primary{background:var(--grad);color:#fff;box-shadow:0 12px 28px -10px rgba(14,159,122,.65)}
.btn-primary::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(120deg,transparent 30%,rgba(255,255,255,.45) 50%,transparent 70%);transform:translateX(-120%);transition:transform .8s var(--ease)}
.btn-primary:hover::before{transform:translateX(120%)}
.btn-primary:hover{color:#fff;box-shadow:0 18px 38px -12px rgba(14,159,122,.8)}
.btn-sun{background:var(--grad-sun);color:var(--ink);box-shadow:0 12px 28px -10px rgba(255,138,61,.6)}
.btn-sun:hover{color:var(--ink)}
.btn-ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 2px var(--line)}
.btn-ghost:hover{box-shadow:inset 0 0 0 2px var(--em);color:var(--em)}
.dark .btn-ghost,.btn-ghost.on-dark{color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.25)}
.dark .btn-ghost:hover,.btn-ghost.on-dark:hover{box-shadow:inset 0 0 0 2px var(--em-2);color:var(--em-3)}
.btn-sm{padding:12px 18px;font-size:14.5px;border-radius:12px}
.btn-lg{padding:20px 32px;font-size:17px}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.link{display:inline-flex;align-items:center;gap:8px;font:700 15.5px var(--font-head);color:var(--em)}
.link svg{width:17px;height:17px;transition:transform .3s var(--ease)}
.link:hover svg{transform:translateX(5px)}

/* ---------- Dark stage (hero / bands) ---------- */
.dark{background:var(--grad-ink);color:#C9D6E6;position:relative;overflow:hidden;isolation:isolate}
.dark h1,.dark h2,.dark h3{color:#fff}
.dark .lead{color:#AFC2D8}
.mesh{position:absolute;inset:0;z-index:-1;overflow:hidden;pointer-events:none}
.mesh i{position:absolute;border-radius:50%;filter:blur(70px);opacity:.55;animation:blob 18s ease-in-out infinite alternate}
.mesh i:nth-child(1){width:520px;height:520px;background:#0E9F7A;top:-160px;right:-80px}
.mesh i:nth-child(2){width:420px;height:420px;background:#1B4F9C;bottom:-180px;left:-120px;animation-duration:22s;animation-delay:-6s}
.mesh i:nth-child(3){width:280px;height:280px;background:#FFB020;top:40%;left:46%;opacity:.18;animation-duration:26s;animation-delay:-3s}
@keyframes blob{0%{transform:translate(0,0) scale(1)}33%{transform:translate(60px,-40px) scale(1.12)}66%{transform:translate(-40px,50px) scale(.92)}100%{transform:translate(30px,20px) scale(1.05)}}
.grid-bg{position:absolute;inset:0;z-index:-1;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 80% 70% at 50% 40%,#000 30%,transparent 80%);-webkit-mask-image:radial-gradient(ellipse 80% 70% at 50% 40%,#000 30%,transparent 80%)}
.spot{position:absolute;inset:0;z-index:-1;background:radial-gradient(600px circle at var(--mx,70%) var(--my,30%),rgba(20,195,142,.16),transparent 60%);transition:background .2s}
canvas.particles{position:absolute;inset:0;z-index:-1;width:100%;height:100%;pointer-events:none}

/* ---------- Hero ---------- */
.hero{padding:clamp(60px,8vw,110px) 0 clamp(90px,10vw,140px)}
.hero .wrap{display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}
.hero h1{margin-bottom:22px}
.hero .lead{max-width:560px;margin-bottom:34px}
.pill{display:inline-flex;align-items:center;gap:10px;padding:8px 16px 8px 8px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);color:#E3ECF6;font:600 14px var(--font-head);margin-bottom:26px;backdrop-filter:blur(6px)}
.pill b{white-space:nowrap;background:var(--grad);color:#fff;border-radius:999px;padding:5px 11px;font-size:12px;letter-spacing:.04em}
.rotator{display:inline-grid;vertical-align:bottom;overflow:hidden;height:1.12em}
.rotator>span{grid-area:1/1;transform:translateY(110%);opacity:0;transition:transform .7s var(--ease),opacity .5s;white-space:nowrap}
.rotator>span.on{transform:none;opacity:1}
.rotator>span.out{transform:translateY(-110%);opacity:0}
.split .w{display:inline-block;overflow:hidden;vertical-align:bottom;padding-bottom:.08em;margin-bottom:-.08em}
.split .w>span{display:inline-block;transform:translateY(105%);transition:transform .9s var(--ease)}
.loaded .split .w>span{transform:none}
.hero-trust{display:flex;flex-wrap:wrap;gap:26px;margin-top:40px;padding-top:30px;border-top:1px solid rgba(255,255,255,.12)}
.hero-trust div{display:flex;align-items:center;gap:12px}
.hero-trust strong{display:block;font:800 26px/1 var(--font-head);color:#fff}
.hero-trust div>span{font-size:14px;color:#9FB3C8;line-height:1.3}
.hero-trust div{flex-direction:column;align-items:flex-start;gap:6px}
.hero-art{position:relative}
.hero-art svg.scene{width:100%;height:auto;filter:drop-shadow(0 40px 60px rgba(0,0,0,.35))}
.float-card{position:absolute;background:rgba(255,255,255,.96);color:var(--ink);border-radius:16px;padding:14px 16px;box-shadow:0 24px 50px -20px rgba(0,0,0,.5);display:flex;gap:12px;align-items:center;font:600 14px/1.25 var(--font-head);animation:bob 6s ease-in-out infinite;will-change:transform}
.float-card small{display:block;color:var(--muted);font-weight:500;font-size:12.5px;margin-top:2px}
.float-card .fi{width:38px;height:38px;border-radius:11px;display:grid;place-items:center;flex:none}
.float-card .fi svg{width:20px;height:20px}
.fc-1{top:6%;left:-6%}
.fc-2{top:44%;right:-4%;animation-delay:-2s}
.fc-3{bottom:4%;left:4%;animation-delay:-4s}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
.scroll-cue{position:absolute;left:50%;bottom:26px;transform:translateX(-50%);width:26px;height:42px;border-radius:14px;border:2px solid rgba(255,255,255,.3)}
.scroll-cue::after{content:"";position:absolute;left:50%;top:8px;width:4px;height:8px;margin-left:-2px;border-radius:2px;background:var(--em-2);animation:cue 1.8s ease-in-out infinite}
@keyframes cue{0%{opacity:0;transform:translateY(0)}40%{opacity:1}100%{opacity:0;transform:translateY(14px)}}
.wave{position:absolute;left:0;right:0;bottom:-1px;height:70px;z-index:1}
.wave path{fill:var(--bg)}
.wave.soft path{fill:var(--bg-2)}

/* Scene animation parts */
.scene .sun{animation:sunrise 3s var(--ease) both .4s}
@keyframes sunrise{from{transform:translateY(60px);opacity:0}to{transform:none;opacity:1}}
.scene .rays{transform-origin:330px 120px;animation:spin 40s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.scene .chart-line{stroke-dasharray:900;stroke-dashoffset:900;animation:draw 2.6s var(--ease) .8s forwards}
.scene .bar{transform-box:fill-box;transform-origin:bottom;transform:scaleY(0);animation:grow 1.2s var(--ease-back) forwards}
@keyframes grow{to{transform:scaleY(1)}}
.scene .house{animation:rise 1.4s var(--ease) both .2s}
@keyframes rise{from{transform:translateY(40px);opacity:0}to{transform:none;opacity:1}}
.scene .win{animation:flicker 5s ease-in-out infinite}
.scene .win:nth-of-type(2){animation-delay:-2s}
@keyframes flicker{0%,100%{opacity:1}50%{opacity:.55}}
.scene .cloud{animation:drift 16s ease-in-out infinite alternate}
.scene .cloud.c2{animation-duration:22s;animation-direction:alternate-reverse}
@keyframes drift{from{transform:translateX(-20px)}to{transform:translateX(30px)}}
.scene .key{transform-box:fill-box;transform-origin:50% 0;animation:swing 4s ease-in-out infinite}
@keyframes swing{0%,100%{transform:rotate(-8deg)}50%{transform:rotate(8deg)}}
.scene .coin{animation:coin 3.4s ease-in-out infinite}
.scene .coin.k2{animation-delay:-1.2s}.scene .coin.k3{animation-delay:-2.2s}
@keyframes coin{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.scene .dot-pulse{transform-box:fill-box;transform-origin:center;animation:pulse 2s ease-out infinite}
@keyframes pulse{0%{transform:scale(1);opacity:.8}100%{transform:scale(3);opacity:0}}

/* ---------- Marquee ---------- */
.marquee{overflow:hidden;position:relative;mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 10%,#000 90%,transparent)}
.marquee-track{display:flex;gap:18px;width:max-content;animation:marq 45s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee.rev .marquee-track{animation-direction:reverse;animation-duration:55s}
@keyframes marq{to{transform:translateX(-50%)}}
.lender{display:inline-flex;align-items:center;gap:10px;padding:14px 22px;border-radius:14px;background:#fff;border:1px solid var(--line);font:700 16px var(--font-head);color:var(--ink-3);white-space:nowrap;box-shadow:var(--sh-1)}
.lender i{width:10px;height:10px;border-radius:50%;background:var(--grad)}
.trust-band{padding:46px 0 40px;background:var(--bg-2);border-bottom:1px solid var(--line)}
.trust-band p{text-align:center;font:700 13px var(--font-head);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:22px}
.trust-band .marquee+.marquee{margin-top:14px}

/* ---------- Cards ---------- */
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px;transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .3s;overflow:hidden;isolation:isolate;color:var(--text);display:flex;flex-direction:column}
.card::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(420px circle at var(--cx,50%) var(--cy,0%),rgba(20,195,142,.12),transparent 55%);opacity:0;transition:opacity .4s}
.card:hover::before{opacity:1}
a.card:hover,.card.lift:hover{transform:translateY(-6px);box-shadow:var(--sh-2);border-color:rgba(14,159,122,.35);color:var(--text)}
.card h3{margin-bottom:10px}
.card p{font-size:15.5px;color:var(--muted);margin-bottom:16px}
.card .link{margin-top:auto}
.ico{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;background:var(--em-soft);color:var(--em);margin-bottom:20px;transition:transform .5s var(--ease-back),background .3s,color .3s;flex:none}
.ico svg{width:27px;height:27px}
.card:hover .ico{transform:rotate(-8deg) scale(1.08);background:var(--grad);color:#fff}
.ico.sun{background:var(--sun-soft);color:#C77800}
.tilt{transform-style:preserve-3d;will-change:transform}
.svc-card{min-height:100%}
.svc-card .tag{position:absolute;top:22px;right:22px;font:700 11px var(--font-head);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);background:var(--bg-2);padding:6px 10px;border-radius:999px}
.num-card .n{font:800 15px var(--font-head);color:var(--em);margin-bottom:14px;display:block}

/* Tabs for service groups */
.tabs{display:inline-flex;gap:6px;padding:6px;border-radius:16px;background:var(--bg-3);margin:0 auto 40px;position:relative}
.tabs button{position:relative;z-index:1;border:0;background:none;font:700 15px var(--font-head);color:var(--muted);padding:12px 20px;border-radius:12px;cursor:pointer;transition:color .3s}
.tabs button[aria-selected=true]{color:var(--ink)}
.tabs .tab-ind{position:absolute;top:6px;bottom:6px;left:6px;border-radius:12px;background:#fff;box-shadow:var(--sh-1);transition:left .45s var(--ease),width .45s var(--ease)}
.tab-panel{display:none}
.tab-panel.on{display:grid;animation:fadeUp .6s var(--ease)}
.tab-panel.g3{justify-content:center}
@media (min-width:1101px){.tab-panel.g3.on{grid-template-columns:repeat(6,1fr)}.tab-panel.g3>*{grid-column:span 2}.tab-panel.g3>:nth-child(4):nth-last-child(2){grid-column:2/span 2}.tab-panel.g3>:nth-child(5):last-child{grid-column:4/span 2}.tab-panel.g3>:nth-child(1):nth-last-child(2){grid-column:2/span 2}.tab-panel.g3>:nth-child(2):last-child{grid-column:4/span 2}.tab-panel.g3>:nth-child(4):last-child{grid-column:3/span 2}}
@keyframes fadeUp{from{opacity:0;transform:translateY(18px)}to{opacity:1;transform:none}}

/* ---------- Split sections ---------- */
.split-sec{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split-sec.rev>:first-child{order:2}
.checks{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-weight:500;color:var(--ink)}
.checks li svg{flex:none;width:24px;height:24px;padding:4px;border-radius:50%;background:var(--em-soft);color:var(--em);margin-top:1px}
.dark .checks li{color:#E3ECF6}
.dark .checks li svg{background:rgba(20,195,142,.18);color:var(--em-3)}
.art-frame{position:relative;border-radius:var(--r-lg);background:linear-gradient(160deg,#EAF7F2,#EEF3FB);padding:28px;overflow:hidden}
.art-frame svg{width:100%;height:auto}

/* ---------- Stats ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-radius:var(--r-lg);overflow:hidden;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.04);backdrop-filter:blur(8px)}
.stat{padding:34px 28px;border-right:1px solid rgba(255,255,255,.1);position:relative}
.stat:last-child{border-right:0}
.stat strong{display:block;font:800 clamp(38px,4vw,54px)/1 var(--font-head);color:#fff;letter-spacing:-.03em;margin-bottom:10px}
.stat strong .u{background:var(--grad-sun);-webkit-background-clip:text;background-clip:text;color:transparent}
.stat>span{color:#AFC2D8;font-size:15px}
.light-stats .stats{border-color:var(--line);background:#fff}
.light-stats .stat{border-color:var(--line)}
.light-stats .stat strong{color:var(--ink)}
.light-stats .stat>span{color:var(--muted)}

/* ---------- Process timeline ---------- */
.timeline{position:relative;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;counter-reset:st}
.timeline.t5{grid-template-columns:repeat(5,1fr)}
.tl-line{position:absolute;top:34px;left:6%;right:6%;height:4px;z-index:0}
.tl-line svg{width:100%;height:4px;overflow:visible}
.tl-line line{stroke:var(--line);stroke-width:4;stroke-linecap:round}
.tl-line line.fg{stroke:url(#tlg);stroke-dasharray:1200;stroke-dashoffset:1200;transition:stroke-dashoffset 2.2s var(--ease)}
.in .tl-line line.fg,.tl-line.in line.fg{stroke-dashoffset:0}
.step{position:relative;z-index:1;text-align:center;padding:0 6px}
.step .dot{width:70px;height:70px;border-radius:50%;margin:0 auto 22px;display:grid;place-items:center;background:#fff;border:2px solid var(--line);font:800 22px var(--font-head);color:var(--ink);box-shadow:var(--sh-1);transition:background .5s,color .5s,border-color .5s,transform .6s var(--ease-back)}
.step.on .dot{background:var(--grad);color:#fff;border-color:transparent;transform:scale(1.08);box-shadow:0 14px 30px -10px rgba(14,159,122,.6)}
.step h3{font-size:19px}
.step p{font-size:15px;color:var(--muted)}
.dark .step .dot{background:var(--ink-2);border-color:rgba(255,255,255,.14);color:#fff}
.dark .step.on .dot{background:var(--grad);border-color:transparent}
.dark .step p{color:#AFC2D8}
.dark .tl-line line{stroke:rgba(255,255,255,.12)}

/* ---------- Comparison table ---------- */
.compare{border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line);box-shadow:var(--sh-2);background:#fff}
.compare table{width:100%;border-collapse:collapse}
.compare th,.compare td{padding:20px 24px;text-align:left;border-bottom:1px solid var(--line);font-size:16px}
.compare thead th{font:800 16px var(--font-head);color:var(--ink);background:var(--bg-2)}
.compare thead th.us{background:var(--grad);color:#fff;text-align:center}
.compare thead th.them{text-align:center}
.compare td.c{text-align:center;width:118px}
.compare tr:last-child td{border-bottom:0}
.compare td.us{background:rgba(20,195,142,.05)}
.mark{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;transform:scale(0);transition:transform .6s var(--ease-back)}
.in .mark{transform:scale(1)}
.mark.y{background:var(--em);color:#fff}
.mark.n{background:#FDE8E8;color:#C0392B}
.mark svg{width:18px;height:18px}
.compare tr:nth-child(2) .mark{transition-delay:.1s}.compare tr:nth-child(3) .mark{transition-delay:.2s}.compare tr:nth-child(4) .mark{transition-delay:.3s}.compare tr:nth-child(5) .mark{transition-delay:.4s}.compare tr:nth-child(6) .mark{transition-delay:.5s}
.compare .fn{font-size:13px;color:var(--muted);display:block;margin-top:2px}

/* ---------- Team ---------- */
.team-card{text-align:center;align-items:center}
.avatar{width:128px;height:128px;border-radius:50%;margin:0 auto 20px;position:relative;display:grid;place-items:center}
.avatar::before{content:"";position:absolute;inset:-5px;border-radius:50%;background:conic-gradient(from var(--ang,0deg),var(--em),var(--em-2),var(--sun),var(--em));animation:ring 6s linear infinite;-webkit-mask:radial-gradient(farthest-side,transparent calc(100% - 3px),#000 calc(100% - 3px));mask:radial-gradient(farthest-side,transparent calc(100% - 3px),#000 calc(100% - 3px))}
@property --ang{syntax:"<angle>";initial-value:0deg;inherits:false}
@keyframes ring{to{--ang:360deg}}
.avatar svg,.avatar img{width:118px;height:118px;border-radius:50%;object-fit:cover}
.team-card .role{font:700 13px var(--font-head);letter-spacing:.06em;text-transform:uppercase;color:var(--em);margin-bottom:12px}
.team-card.featured{grid-column:span 2;flex-direction:row;text-align:left;gap:32px;align-items:center;background:var(--grad-ink);color:#C9D6E6;border:0}
.team-card.featured h3{color:#fff;font-size:26px}
.team-card.featured p{color:#AFC2D8}
.team-card.featured .avatar{margin:0;width:170px;height:170px;flex:none}
.team-card.featured .avatar svg{width:158px;height:158px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.chip{font:600 12.5px var(--font-head);padding:6px 12px;border-radius:999px;background:var(--bg-2);color:var(--ink-3);border:1px solid var(--line)}
.dark .chip,.featured .chip{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.14);color:#E3ECF6}

/* ---------- Testimonials ---------- */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review{background:#fff;border-radius:var(--r);padding:32px;border:1px solid var(--line);box-shadow:var(--sh-1);position:relative}
.review .q{position:absolute;top:18px;right:24px;font:800 90px/1 Georgia,serif;color:var(--em-soft)}
.stars{display:flex;gap:3px;color:var(--sun);margin-bottom:16px}
.stars svg{width:20px;height:20px}
.review p{font-size:17px;color:var(--ink);font-weight:500;position:relative}
.review cite{font-style:normal;font:600 14px var(--font-head);color:var(--muted);display:flex;align-items:center;gap:10px}
.review cite i{width:34px;height:34px;border-radius:50%;background:var(--grad);display:grid;place-items:center;color:#fff;font-style:normal;font-size:13px}
.rating-sum{display:flex;align-items:center;gap:18px;justify-content:center;margin-top:36px;flex-wrap:wrap}
.rating-sum strong{font:800 40px var(--font-head);color:var(--ink)}

/* ---------- Calculators ---------- */
.calc{display:grid;grid-template-columns:1.05fr .95fr;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-3);border:1px solid var(--line);background:#fff}
.calc-in{padding:40px}
.calc-out{background:var(--grad-ink);color:#C9D6E6;padding:40px;position:relative;overflow:hidden;isolation:isolate;display:flex;flex-direction:column}
.calc-out::after{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(20,195,142,.35),transparent 70%);z-index:-1}
.field{margin-bottom:24px}
.field label,.field .lbl{display:flex;justify-content:space-between;align-items:baseline;gap:10px;font:700 15px var(--font-head);color:var(--ink);margin-bottom:10px}
.field output,.field .val{font:800 17px var(--font-head);color:var(--em)}
.money{position:relative}
.money input{padding-left:32px}
.money::before{content:"$";position:absolute;left:14px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--muted)}
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{width:100%;font:500 16px var(--font-body);color:var(--ink);padding:15px 16px;border-radius:12px;border:1.5px solid var(--line);background:#fff;transition:border-color .2s,box-shadow .2s;-webkit-appearance:none;appearance:none}
select{background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%235B6B82' stroke-width='2.5'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E") no-repeat right 14px center/18px;padding-right:44px}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--em);box-shadow:0 0 0 4px rgba(20,195,142,.16)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:8px;background:linear-gradient(90deg,var(--em) 0%,var(--em-2) var(--p,50%),var(--bg-3) var(--p,50%));outline:0;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:#fff;border:3px solid var(--em);box-shadow:0 4px 12px rgba(14,159,122,.4);transition:transform .2s}
input[type=range]::-webkit-slider-thumb:hover{transform:scale(1.18)}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:#fff;border:3px solid var(--em);box-shadow:0 4px 12px rgba(14,159,122,.4)}
.seg{display:flex;gap:6px;padding:5px;border-radius:14px;background:var(--bg-3)}
.seg label{flex:1;margin:0;display:block}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg span{display:block;text-align:center;padding:11px 8px;border-radius:10px;font:700 14px var(--font-head);color:var(--muted);cursor:pointer;transition:background .3s,color .3s,box-shadow .3s}
.seg input:checked+span{background:#fff;color:var(--ink);box-shadow:var(--sh-1)}
.seg input:focus-visible+span{outline:3px solid var(--sun)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.big-out{font:800 clamp(42px,5vw,62px)/1 var(--font-head);color:#fff;letter-spacing:-.03em;margin:8px 0 6px}
.big-out small{font-size:.4em;color:#AFC2D8;letter-spacing:0;font-weight:600}
.out-lbl{font:700 13px var(--font-head);letter-spacing:.12em;text-transform:uppercase;color:var(--em-3)}
.out-rows{margin:26px 0;display:grid;gap:12px}
.out-rows div{display:flex;justify-content:space-between;gap:10px;padding-bottom:12px;border-bottom:1px dashed rgba(255,255,255,.14);font-size:15.5px}
.out-rows b{color:#fff;font-family:var(--font-head)}
.donut{width:190px;height:190px;margin:10px auto 0;position:relative}
.donut svg{width:100%;height:100%;transform:rotate(-90deg)}
.donut circle{fill:none;stroke-width:22}
.donut .d-bg{stroke:rgba(255,255,255,.12)}
.donut .d-a{stroke:var(--em-2);transition:stroke-dasharray 1s var(--ease)}
.donut .d-b{stroke:var(--sun);transition:stroke-dasharray 1s var(--ease),stroke-dashoffset 1s var(--ease)}
.donut .d-c{position:absolute;inset:0;display:grid;place-items:center;text-align:center;font:700 13px var(--font-head);color:#AFC2D8}
.donut .d-c b{display:block;font-size:22px;color:#fff}
.legend{display:flex;gap:18px;justify-content:center;margin-top:14px;font-size:14px}
.legend i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px}
.bars{display:flex;align-items:flex-end;gap:5px;height:150px;margin-top:18px}
.bars span{flex:1;background:linear-gradient(180deg,var(--em-2),rgba(20,195,142,.25));border-radius:5px 5px 0 0;transform-origin:bottom;transition:height .8s var(--ease);min-height:2px;position:relative}
.bars span.i{background:linear-gradient(180deg,var(--sun),rgba(255,176,32,.25))}
.bars-lbl{display:flex;justify-content:space-between;font-size:12.5px;color:#8FA4BC;margin-top:8px}
.calc-note{font-size:13px;color:#8FA4BC;margin-top:auto;padding-top:18px}
.calc-tabs{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-bottom:34px}
.calc-tabs button{display:flex;align-items:center;gap:10px;border:1.5px solid var(--line);background:#fff;padding:13px 20px;border-radius:14px;font:700 15px var(--font-head);color:var(--ink);cursor:pointer;transition:all .3s var(--ease)}
.calc-tabs button svg{width:20px;height:20px;color:var(--em)}
.calc-tabs button:hover{border-color:var(--em);transform:translateY(-2px)}
.calc-tabs button[aria-selected=true]{background:var(--ink);border-color:var(--ink);color:#fff}
.calc-tabs button[aria-selected=true] svg{color:var(--em-3)}
.calc-panel{display:none}
.calc-panel.on{display:block;animation:fadeUp .6s var(--ease)}

/* ---------- FAQ ---------- */
.faq{max-width:880px;margin:0 auto;display:grid;gap:14px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;transition:box-shadow .3s,border-color .3s;overflow:hidden}
.faq details[open]{box-shadow:var(--sh-2);border-color:rgba(14,159,122,.35)}
.faq summary{list-style:none;cursor:pointer;padding:22px 26px;display:flex;justify-content:space-between;gap:20px;align-items:center;font:700 17.5px/1.35 var(--font-head);color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary .pm{flex:none;width:32px;height:32px;border-radius:50%;background:var(--bg-2);position:relative;transition:background .3s,transform .4s var(--ease)}
.faq summary .pm::before,.faq summary .pm::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:2px;margin:-1px 0 0 -6px;background:var(--ink);border-radius:2px;transition:transform .4s var(--ease),background .3s}
.faq summary .pm::after{transform:rotate(90deg)}
.faq details[open] .pm{background:var(--grad);transform:rotate(180deg)}
.faq details[open] .pm::before,.faq details[open] .pm::after{background:#fff}
.faq details[open] .pm::after{transform:rotate(0)}
.faq .ans{padding:0 26px 24px;color:var(--muted)}
.faq .ans p{margin:0}

/* ---------- CTA band ---------- */
.cta{border-radius:var(--r-lg);padding:clamp(40px,6vw,72px);display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:center}
.cta h2{margin-bottom:14px}
.cta .btn-row{justify-content:flex-end}
.cta-wrap{padding:0 0 clamp(72px,9vw,120px)}
.cta .phone-big{display:flex;align-items:center;gap:14px;color:#fff;font:800 24px var(--font-head)}
.cta .phone-big svg{width:26px;height:26px;color:var(--em-3)}

/* ---------- Inner page hero ---------- */
.page-hero{padding:clamp(56px,7vw,96px) 0 clamp(90px,9vw,130px)}
.page-hero .wrap{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:center}
.page-hero.narrow .wrap{grid-template-columns:1fr;max-width:900px}
.page-hero h1{font-size:clamp(36px,4.8vw,60px)}
.crumb{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font:600 14px var(--font-head);color:#8FA4BC;margin-bottom:22px}
.crumb a{color:#C9D6E6}.crumb a:hover{color:var(--em-3)}
.crumb span[aria-hidden]{opacity:.5}
.hero-points{display:flex;flex-wrap:wrap;gap:10px 22px;margin:26px 0 32px;padding:0;list-style:none}
.hero-points li{display:flex;align-items:center;gap:8px;color:#E3ECF6;font-weight:600;font-size:15.5px}
.hero-points svg{width:20px;height:20px;color:var(--em-2)}
.hero-badge{position:relative;aspect-ratio:1;max-width:380px;margin-left:auto;width:100%}
.hero-badge .orb{position:absolute;inset:8%;border-radius:50%;background:radial-gradient(circle at 30% 30%,rgba(20,195,142,.45),rgba(20,195,142,.05) 60%,transparent 70%);animation:breathe 6s ease-in-out infinite}
@keyframes breathe{0%,100%{transform:scale(1)}50%{transform:scale(1.06)}}
.hero-badge .ring{position:absolute;inset:0;border-radius:50%;border:1.5px dashed rgba(255,255,255,.18);animation:spin 50s linear infinite}
.hero-badge .ring.r2{inset:14%;border-style:solid;border-color:rgba(255,255,255,.08);animation-duration:30s;animation-direction:reverse}
.hero-badge .ring i{position:absolute;top:-6px;left:50%;width:12px;height:12px;border-radius:50%;background:var(--sun);box-shadow:0 0 20px var(--sun)}
.hero-badge .core{position:absolute;inset:27%;border-radius:36px;background:linear-gradient(145deg,rgba(255,255,255,.16),rgba(255,255,255,.04));border:1px solid rgba(255,255,255,.2);backdrop-filter:blur(10px);display:grid;place-items:center;color:#fff;animation:bob 6s ease-in-out infinite;box-shadow:0 30px 60px -20px rgba(0,0,0,.5)}
.hero-badge .core svg{width:46%;height:46%;color:var(--em-3)}
.hero-badge .chip-f{position:absolute;background:#fff;color:var(--ink);font:700 13px var(--font-head);padding:9px 14px;border-radius:12px;box-shadow:0 18px 40px -16px rgba(0,0,0,.5);display:flex;gap:8px;align-items:center;animation:bob 7s ease-in-out infinite;white-space:nowrap}
.hero-badge .chip-f svg{width:16px;height:16px;color:var(--em)}
.hero-badge .cf1{top:10%;left:-6%;animation-delay:-1s}
.hero-badge .cf2{bottom:14%;right:-8%;animation-delay:-3s}
.hero-badge .cf3{bottom:-2%;left:8%;animation-delay:-5s}

/* ---------- Content blocks ---------- */
.prose{max-width:760px}
.prose h2{font-size:clamp(26px,2.8vw,34px);margin-top:1.6em}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.2em;margin:0 0 1.2em}
.prose li{margin-bottom:.5em}
.prose li::marker{color:var(--em)}
.prose a{text-decoration:underline;text-decoration-color:rgba(14,159,122,.35);text-underline-offset:3px}
.callout{border-radius:16px;background:var(--em-soft);border-left:4px solid var(--em);padding:20px 24px;margin:26px 0;color:var(--ink)}
.callout.warn{background:var(--sun-soft);border-color:var(--sun)}
.tbl{width:100%;border-collapse:separate;border-spacing:0;margin:22px 0 28px;font-size:15.5px;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.tbl th,.tbl td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{background:var(--bg-2);font-family:var(--font-head);color:var(--ink)}
.tbl tr:last-child td{border-bottom:0}
.docs-list{columns:2;column-gap:28px;list-style:none;padding:0;margin:0}
.docs-list li{break-inside:avoid;display:flex;gap:12px;align-items:flex-start;padding:12px 0;border-bottom:1px solid var(--line);color:var(--ink);font-weight:500}
.docs-list svg{flex:none;width:22px;height:22px;color:var(--em);margin-top:2px}
.who-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.who-grid div{display:flex;gap:12px;align-items:center;padding:18px 20px;border-radius:14px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);color:#E3ECF6;font-weight:600;transition:background .3s,transform .4s var(--ease)}
.who-grid div:hover{background:rgba(20,195,142,.14);transform:translateX(4px)}
.who-grid svg{flex:none;width:22px;height:22px;color:var(--em-2)}
.sticky-side{position:sticky;top:calc(var(--hh) + 24px)}
.side-card{background:var(--grad-ink);color:#C9D6E6;border-radius:var(--r-lg);padding:32px;position:relative;overflow:hidden;isolation:isolate}
.side-card .checks li{color:#E3ECF6}
.side-card .checks li svg{background:rgba(20,195,142,.18);color:var(--em-3)}
.cta,.card{isolation:isolate}
.side-card h3{color:#fff}
.side-card .btn{width:100%;margin-top:10px}
.layout-side{display:grid;grid-template-columns:1fr 360px;gap:64px;align-items:start}
.layout-side>*{min-width:0}
.ls-contact{grid-template-columns:1fr 400px}
.ls-guide{grid-template-columns:260px 1fr;gap:56px}
.prose{overflow-wrap:break-word}
.prose .tbl{display:block;overflow-x:auto}

/* Guides */
.guide-card .meta{display:flex;gap:12px;align-items:center;font:600 13px var(--font-head);color:var(--muted);margin-bottom:12px}
.guide-card .cat{color:var(--em);text-transform:uppercase;letter-spacing:.08em}
.guide-thumb{height:180px;margin:-30px -30px 24px;background:var(--grad-ink);position:relative;overflow:hidden;display:grid;place-items:center}
.guide-thumb svg{width:74px;height:74px;color:var(--em-3);position:relative;z-index:1;transition:transform .6s var(--ease-back)}
.guide-card:hover .guide-thumb svg{transform:scale(1.15) rotate(-6deg)}
.guide-thumb::before{content:"";position:absolute;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(20,195,142,.45),transparent 65%);top:-60px;right:-60px}
.guide-thumb::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.06) 1px,transparent 1px);background-size:28px 28px}
.toc{border-left:2px solid var(--line);padding-left:18px;margin:0 0 28px}
.toc a{display:block;padding:7px 0;color:var(--muted);font:600 14.5px/1.35 var(--font-head);transition:color .2s,transform .3s var(--ease)}
.toc a.on,.toc a:hover{color:var(--em);transform:translateX(4px)}
.art-meta{display:flex;flex-wrap:wrap;gap:18px;color:#AFC2D8;font:600 14px var(--font-head)}

/* Contact */
.form-card{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-3);border:1px solid var(--line);padding:clamp(28px,4vw,44px)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.form-grid .full{grid-column:1/-1}
.form-grid label{display:block;font:700 14.5px var(--font-head);color:var(--ink);margin-bottom:8px}
textarea{min-height:130px;resize:vertical}
.opt-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.opt-grid label{margin:0;position:relative}
.opt-grid input{position:absolute;opacity:0}
.opt-grid span{display:flex;align-items:center;gap:10px;padding:14px;border-radius:12px;border:1.5px solid var(--line);font:600 14.5px var(--font-head);color:var(--ink);cursor:pointer;transition:all .25s var(--ease)}
.opt-grid span svg{width:20px;height:20px;color:var(--em)}
.opt-grid input:checked+span{border-color:var(--em);background:var(--em-soft);box-shadow:0 0 0 3px rgba(20,195,142,.15)}
.opt-grid input:focus-visible+span{outline:3px solid var(--sun)}
.form-ok{display:none;text-align:center;padding:30px 10px}
.form-ok svg{width:84px;height:84px;margin:0 auto 18px}
.form-ok .ck{stroke-dasharray:60;stroke-dashoffset:60}
.form-card.sent form{display:none}
.form-card.sent .form-ok{display:block;animation:fadeUp .6s var(--ease)}
.form-card.sent .form-ok .ck{animation:draw .8s .3s var(--ease) forwards}
.consent{font-size:13px;color:var(--muted)}
.info-list{display:grid;gap:14px}
.info-item{display:flex;gap:16px;align-items:flex-start;padding:22px;border-radius:18px;background:#fff;border:1px solid var(--line);transition:transform .4s var(--ease),box-shadow .4s}
.info-item:hover{transform:translateY(-3px);box-shadow:var(--sh-2)}
.info-item .ico{margin:0;width:48px;height:48px}
.info-item .ico svg{width:22px;height:22px}
.info-item strong{display:block;font:700 16px var(--font-head);color:var(--ink)}
.map-frame{border-radius:var(--r-lg);overflow:hidden;border:1px solid var(--line);box-shadow:var(--sh-2);height:380px;background:var(--bg-3)}
.map-frame iframe{width:100%;height:100%;border:0;display:block}

/* Areas */
.area-card{flex-direction:row;gap:18px;align-items:center;padding:22px 24px}
.area-card .ico{margin:0}
.area-card h3{margin:0 0 2px;font-size:19px}
.area-card p{margin:0;font-size:14px}

/* Footer */
.foot{background:var(--ink);color:#9FB3C8;padding:80px 0 30px;position:relative;overflow:hidden;isolation:isolate;font-size:15.5px}
.foot::before{content:"";position:absolute;width:600px;height:600px;border-radius:50%;background:radial-gradient(circle,rgba(14,159,122,.18),transparent 65%);right:-200px;top:-260px;z-index:-1}
.foot a{color:#C9D6E6}.foot a:hover{color:var(--em-3)}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1.2fr;gap:36px}
.foot h4{color:#fff;font-size:15px;letter-spacing:.06em;text-transform:uppercase;margin-bottom:18px}
.foot ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.foot .brand{margin-bottom:20px}
.foot-news{display:flex;gap:8px;margin-top:14px}
.foot-news input{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);color:#fff;padding:13px 14px}
.foot-news input::placeholder{color:#8FA4BC}
.socials{display:flex;gap:10px;margin-top:22px}
.socials a{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);transition:transform .35s var(--ease-back),background .3s}
.socials a:hover{background:var(--em);transform:translateY(-4px) rotate(-6deg);color:#fff}
.socials svg{width:18px;height:18px}
.foot-legal{border-top:1px solid rgba(255,255,255,.1);margin-top:56px;padding-top:26px;font-size:13px;color:#7F93AB;display:grid;gap:12px}
.foot-legal .row{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}
.foot-legal nav{display:flex;gap:18px;flex-wrap:wrap}

/* Floating actions */
.fab{position:fixed;right:22px;bottom:22px;z-index:90;display:flex;flex-direction:column;gap:12px;align-items:flex-end}
.to-top{width:52px;height:52px;border-radius:50%;border:0;background:#fff;box-shadow:var(--sh-2);cursor:pointer;display:grid;place-items:center;position:relative;opacity:0;transform:translateY(20px) scale(.8);transition:opacity .4s,transform .5s var(--ease-back);pointer-events:none}
.to-top.show{opacity:1;transform:none;pointer-events:auto}
.to-top svg.ring-p{position:absolute;inset:0;width:52px;height:52px;transform:rotate(-90deg)}
.to-top svg.ring-p circle{fill:none;stroke-width:3}
.to-top .arr{width:20px;height:20px;color:var(--ink)}
.call-fab{display:none;align-items:center;gap:10px;background:var(--grad);color:#fff;font:700 15px var(--font-head);padding:15px 20px;border-radius:999px;box-shadow:0 14px 30px -10px rgba(14,159,122,.7)}
.call-fab svg{width:18px;height:18px;animation:ring-ph 2.4s ease-in-out infinite}
@keyframes ring-ph{0%,100%{transform:rotate(0)}5%,15%{transform:rotate(-14deg)}10%,20%{transform:rotate(14deg)}25%{transform:rotate(0)}}
.call-fab:hover{color:#fff}

/* ---------- Reveal on scroll ---------- */
.js .rv{opacity:0;transform:translateY(34px);transition:opacity .9s var(--ease),transform .9s var(--ease);transition-delay:var(--d,0s)}
.js .rv-l{opacity:0;transform:translateX(-50px);transition:opacity .9s var(--ease),transform .9s var(--ease);transition-delay:var(--d,0s)}
.js .rv-r{opacity:0;transform:translateX(50px);transition:opacity .9s var(--ease),transform .9s var(--ease);transition-delay:var(--d,0s)}
.js .rv-s{opacity:0;transform:scale(.9);transition:opacity .9s var(--ease),transform 1s var(--ease-back);transition-delay:var(--d,0s)}
.js .rv-clip{clip-path:inset(0 0 100% 0);transition:clip-path 1.2s var(--ease);transition-delay:var(--d,0s)}
.js .in.rv,.js .in.rv-l,.js .in.rv-r,.js .in.rv-s{opacity:1;transform:none}
.js .in.rv-clip{clip-path:inset(0 0 0 0)}
.parallax{will-change:transform}

/* ---------- Responsive ---------- */
@media (max-width:1100px){
  .nav>ul,.hdr-cta .btn-ghost{display:none}
  .burger{display:block}
  .hero .wrap,.page-hero .wrap,.split-sec,.calc,.layout-side,.ls-contact,.ls-guide,.cta{grid-template-columns:1fr}
  .ls-guide>aside{order:2}
  .hero-art{max-width:560px;margin:0 auto;width:100%}
  .hero-badge{max-width:300px;margin:0 auto}
  .split-sec.rev>:first-child{order:0}
  .g4{grid-template-columns:repeat(2,1fr)}
  .timeline,.timeline.t5{grid-template-columns:repeat(2,1fr);gap:40px 24px}
  .tl-line{display:none}
  .foot-grid{grid-template-columns:1fr 1fr 1fr}
  .foot-grid>:first-child{grid-column:1/-1}
  .cta .btn-row{justify-content:flex-start}
  .sticky-side{position:static}
}
@media (max-width:760px){
  body{font-size:16px}
  .wrap{padding:0 18px}
  .topbar .tb-l span.hide-sm{display:none}
  .topbar .tb-r{display:none}
  .g2,.g3,.g4,.reviews,.stats,.who-grid,.form-grid,.row2{grid-template-columns:1fr}
  .opt-grid{grid-template-columns:1fr 1fr}
  .stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.1)}
  .light-stats .stat{border-color:var(--line)}
  .timeline,.timeline.t5{grid-template-columns:1fr}
  .step{text-align:left;display:grid;grid-template-columns:70px 1fr;gap:0 18px}
  .step .dot{margin:0;grid-row:span 2}
  .team-card.featured{grid-column:auto;flex-direction:column;text-align:center}
  .docs-list{columns:1}
  .compare th,.compare td{padding:14px 12px;font-size:14.5px}
  .compare td.c{width:auto}
  .calc-in,.calc-out{padding:28px 22px}
  .foot-grid{grid-template-columns:1fr 1fr}
  .fc-1{left:0}.fc-2{right:0}
  .float-card{padding:10px 12px;font-size:12.5px}
  .float-card .fi{width:30px;height:30px}
  .call-fab{display:inline-flex}
  .hero-trust{gap:18px}
  .tabs{display:flex;overflow-x:auto;max-width:100%}
  .tabs button{white-space:nowrap;padding:11px 14px}
  .btn{white-space:normal;text-align:center}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
  .js .rv,.js .rv-l,.js .rv-r,.js .rv-s{opacity:1;transform:none}
  .js .rv-clip{clip-path:none}
  .split .w>span{transform:none}
}
@media print{.hdr,.topbar,.foot,.fab,.loader,.progress{display:none!important}}

/* v1.1 additions */
.wa-fab{position:relative;width:56px;height:56px;border-radius:50%;background:#25D366;color:#fff;display:grid;place-items:center;box-shadow:0 14px 30px -10px rgba(37,211,102,.7);transition:transform .35s var(--ease-back)}
.wa-fab svg{width:28px;height:28px}
.wa-fab:hover{color:#fff;transform:scale(1.08) rotate(-6deg)}
.wa-fab::before{content:"";position:absolute;inset:0;border-radius:50%;border:2px solid #25D366;animation:waPulse 2.4s ease-out infinite}
@keyframes waPulse{0%{transform:scale(1);opacity:.7}100%{transform:scale(1.45);opacity:0}}
.wa-tip{position:absolute;right:66px;top:50%;transform:translateY(-50%) translateX(8px);background:var(--ink);color:#fff;font:600 13px var(--font-head);padding:8px 12px;border-radius:10px;white-space:nowrap;opacity:0;pointer-events:none;transition:opacity .25s,transform .3s var(--ease)}
.wa-fab:hover .wa-tip{opacity:1;transform:translateY(-50%)}
.reviewed{display:flex;flex-wrap:wrap;align-items:center;gap:8px 16px;font:600 13.5px var(--font-head);color:#9FB3C8;margin-top:22px}
.reviewed svg{width:16px;height:16px;color:var(--em-2)}
.reviewed span{display:inline-flex;align-items:center;gap:6px}
.byline{display:flex;gap:16px;align-items:center;padding:20px 22px;border-radius:18px;border:1px solid var(--line);background:var(--bg-2);margin:0 0 32px}
.byline .avatar{width:64px;height:64px;margin:0;flex:none}
.byline .avatar::before{inset:-3px}
.byline .avatar svg{width:58px;height:58px}
.byline strong{display:block;font:700 16px var(--font-head);color:var(--ink)}
.byline span{font-size:14px;color:var(--muted)}
.scheme-band{display:grid;grid-template-columns:auto 1fr auto;gap:22px;align-items:center;padding:24px 28px;border-radius:var(--r-lg);background:linear-gradient(120deg,var(--sun-soft),#fff 60%);border:1px solid #FDE3B0}
.scheme-band .ico{margin:0}
.scheme-band h3{margin:0 0 4px}
.scheme-band p{margin:0;color:var(--muted);font-size:15.5px}
@media (max-width:760px){.scheme-band{grid-template-columns:1fr}.wa-tip{display:none}}
@media (max-width:760px){.to-top{display:none}.wa-fab{width:50px;height:50px}}

/* ===================== v1.2: dynamic + professional ===================== */
.creds{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.creds span{display:inline-flex;align-items:center;gap:6px;font:600 12.5px var(--font-head);color:#E3ECF6;padding:7px 11px;border-radius:999px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12)}
.creds svg{width:14px;height:14px;color:var(--em-3)}
.lender.more{background:var(--ink);color:#fff;border-color:var(--ink)}
/* Broker profile */
.broker-card{display:grid;grid-template-columns:260px 1fr;gap:44px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:44px;box-shadow:var(--sh-2);position:relative;overflow:hidden;isolation:isolate}
.broker-card::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(500px circle at 0% 0%,rgba(20,195,142,.10),transparent 60%),radial-gradient(400px circle at 100% 100%,rgba(255,176,32,.10),transparent 60%)}
.bc-left{text-align:center}
.avatar.big{width:220px;height:220px}
.avatar.big svg{width:206px;height:206px}
.bc-badge{display:inline-flex;align-items:center;gap:6px;margin-top:16px;font:700 12.5px var(--font-head);color:var(--em);background:var(--em-soft);padding:8px 12px;border-radius:999px}
.bc-body .role{font:700 13px var(--font-head);letter-spacing:.1em;text-transform:uppercase;color:var(--em)}
.bc-body h3{font-size:32px;margin:6px 0 12px}
.bc-creds{list-style:none;padding:0;margin:22px 0 26px;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.bc-creds li{display:flex;gap:12px;align-items:center;padding:14px;border-radius:14px;background:var(--bg-2);border:1px solid var(--line);transition:transform .4s var(--ease),border-color .3s}
.bc-creds li:hover{transform:translateY(-3px);border-color:rgba(14,159,122,.4)}
.bc-creds .ci{width:38px;height:38px;border-radius:11px;background:var(--grad);color:#fff;display:grid;place-items:center;flex:none}
.bc-creds .ci svg{width:19px;height:19px}
.bc-creds small{display:block;font-size:12px;color:var(--muted)}
.bc-creds b{font:700 14.5px var(--font-head);color:var(--ink)}
/* Promises */
.promises{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.promise{position:relative;padding:32px;border-radius:var(--r);background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);overflow:hidden;transition:transform .5s var(--ease),background .4s,border-color .4s}
.promise:hover{transform:translateY(-6px);background:rgba(20,195,142,.10);border-color:rgba(20,195,142,.45)}
.promise h3{color:#fff;font-size:20px}
.promise p{color:#AFC2D8;margin:0;font-size:15.5px}
.p-ico{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;background:rgba(20,195,142,.16);color:var(--em-3);margin-bottom:20px;transition:transform .6s var(--ease-back)}
.promise:hover .p-ico{transform:rotate(-10deg) scale(1.1)}
.p-ico svg{width:26px;height:26px}
.p-num{position:absolute;right:20px;top:12px;font:800 64px/1 var(--font-head);color:rgba(255,255,255,.05)}
/* Finder */
.finder{background:#fff;border-radius:var(--r-lg);border:1px solid var(--line);box-shadow:var(--sh-3);padding:clamp(28px,4vw,48px);position:relative;overflow:hidden;isolation:isolate}
.finder::before{content:"";position:absolute;width:420px;height:420px;border-radius:50%;right:-160px;top:-200px;background:radial-gradient(circle,rgba(20,195,142,.16),transparent 65%);z-index:-1}
.f-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:30px}
.f-head h2{margin:0}
.f-prog{min-width:220px}
.f-bar{display:block;height:8px;border-radius:8px;background:var(--bg-3);overflow:hidden;margin-bottom:8px}
.f-bar i{display:block;height:100%;width:33%;background:var(--grad);border-radius:8px;transition:width .6s var(--ease)}
.f-count{font:700 13px var(--font-head);color:var(--muted)}
.f-steps{position:relative}
.f-step{display:none}
.f-step.on{display:block;animation:fIn .55s var(--ease)}
@keyframes fIn{from{opacity:0;transform:translateX(40px)}to{opacity:1;transform:none}}
.f-step h3{font-size:22px;margin-bottom:18px}
.f-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.f-grid.f5{grid-template-columns:repeat(5,1fr)}
.f-opt{display:flex;flex-direction:column;align-items:flex-start;gap:12px;text-align:left;padding:18px;border-radius:16px;border:1.5px solid var(--line);background:#fff;font:700 15.5px/1.3 var(--font-head);color:var(--ink);cursor:pointer;transition:transform .35s var(--ease),border-color .25s,box-shadow .35s,background .25s}
.f-opt:hover{transform:translateY(-4px);border-color:var(--em);box-shadow:0 14px 30px -14px rgba(14,159,122,.5)}
.f-opt.sel{background:var(--em-soft);border-color:var(--em)}
.f-ico{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:var(--em-soft);color:var(--em);transition:background .3s,color .3s}
.f-opt:hover .f-ico{background:var(--grad);color:#fff}
.f-ico svg{width:20px;height:20px}
.f-back{margin-top:18px;border:0;background:none;font:700 14px var(--font-head);color:var(--muted);cursor:pointer;display:inline-flex;align-items:center;gap:6px}
.f-back svg{width:16px;height:16px;transform:rotate(180deg)}
.f-res-card{display:grid;grid-template-columns:auto 1fr;gap:24px;padding:30px;border-radius:20px;background:var(--grad-ink);color:#C9D6E6}
.f-res-card h3{color:#fff;font-size:28px;margin:8px 0 10px}
.f-res-card .checks li{color:#E3ECF6}
.f-res-card .checks li svg{background:rgba(20,195,142,.18);color:var(--em-3)}
.f-res-ico{width:64px;height:64px;border-radius:18px;background:var(--grad-sun);display:grid;place-items:center;color:var(--ink);animation:breathe 3s ease-in-out infinite}
.f-res-ico svg{width:30px;height:30px}
.f-res-card .btn-ghost{color:#fff;box-shadow:inset 0 0 0 2px rgba(255,255,255,.25)}
.f-restart{border:0;background:none;cursor:pointer;color:var(--em-3)}
/* Ticker */
.ticker{overflow:hidden;padding:26px 0;background:var(--ink);border-block:1px solid rgba(255,255,255,.08)}
.ticker-track{display:flex;align-items:center;gap:34px;width:max-content;animation:marq 38s linear infinite}
.ticker span{font:800 clamp(30px,4.4vw,58px)/1 var(--font-head);letter-spacing:-.03em;color:transparent;-webkit-text-stroke:1.5px rgba(255,255,255,.35);white-space:nowrap;transition:color .3s}
.ticker span:nth-of-type(3n+1){color:#fff;-webkit-text-stroke:0}
.ticker span:nth-of-type(3n+2){background:var(--grad);-webkit-background-clip:text;background-clip:text;-webkit-text-stroke:0}
.ticker i{color:var(--sun);font-style:normal;font-size:28px}
/* Orbit */
.orbit{position:relative;width:min(460px,100%);aspect-ratio:1;margin:0 auto}
.o-ring{position:absolute;border-radius:50%;border:1.5px dashed rgba(14,159,122,.35);animation:spin 40s linear infinite}
.o-ring.r1{inset:18%}
.o-ring.r2{inset:0;border-style:solid;border-color:rgba(11,28,52,.08);animation-duration:60s;animation-direction:reverse}
.o-chip{position:absolute;left:50%;top:50%;width:62px;height:62px;margin:-31px 0 0 -31px;border-radius:50%;background:#fff;border:1px solid var(--line);box-shadow:var(--sh-2);display:grid;place-items:center;font:800 15px var(--font-head);color:var(--ink);transform:rotate(var(--a)) translateY(var(--rr,-150px)) rotate(calc(-1 * var(--a)))}
.o-ring.r1 .o-chip{--rr:calc(-1 * min(150px, 31vw * .5))}
.o-ring.r2 .o-chip{--rr:calc(-1 * min(230px, 46vw * .5));background:var(--ink);color:#fff;border-color:var(--ink)}
.o-ring.r1 .o-chip{animation:counter 40s linear infinite}
.o-ring.r2 .o-chip{animation:counter2 60s linear infinite}
@keyframes counter{to{transform:rotate(var(--a)) translateY(var(--rr)) rotate(calc(-1 * var(--a) - 360deg))}}
@keyframes counter2{to{transform:rotate(var(--a)) translateY(var(--rr)) rotate(calc(-1 * var(--a) + 360deg))}}
.o-core{position:absolute;inset:34%;border-radius:50%;background:var(--grad-ink);display:grid;place-content:center;justify-items:center;text-align:center;color:#fff;box-shadow:0 30px 60px -20px rgba(11,28,52,.55);z-index:2}
.o-core img{width:44%;height:auto;margin-bottom:6px}
.o-core b{font:800 17px var(--font-head)}
.o-core small{font:600 11px var(--font-head);color:var(--em-3);letter-spacing:.08em;text-transform:uppercase}
.o-pulse{position:absolute;inset:34%;border-radius:50%;border:2px solid var(--em-2);animation:oPulse 3s ease-out infinite;z-index:1}
.o-pulse.p2{animation-delay:1.5s}
@keyframes oPulse{0%{transform:scale(1);opacity:.7}100%{transform:scale(2.3);opacity:0}}
.state-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:24px 0 30px}
.state-grid span{display:flex;align-items:center;gap:8px;padding:12px 14px;border-radius:12px;background:#fff;border:1px solid var(--line);font:700 14px var(--font-head);color:var(--ink)}
.state-grid span i{width:8px;height:8px;border-radius:50%;background:var(--em-2);box-shadow:0 0 0 4px rgba(20,195,142,.15)}
/* animated gradient border on key CTA cards */
.glow-border{position:relative}
.glow-border::after{content:"";position:absolute;inset:-1px;border-radius:inherit;padding:1.5px;background:conic-gradient(from var(--ang,0deg),transparent 0 60%,var(--em-2),var(--sun),transparent 90%);-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;animation:ring 5s linear infinite;pointer-events:none}
@media (max-width:1100px){.broker-card{grid-template-columns:1fr;text-align:center}.bc-creds{text-align:left}.broker-card .btn-row{justify-content:center}.promises{grid-template-columns:1fr 1fr}.f-grid,.f-grid.f5{grid-template-columns:repeat(2,1fr)}}
@media (max-width:760px){.promises{grid-template-columns:1fr}.bc-creds{grid-template-columns:1fr}.broker-card{padding:28px 20px}.avatar.big{width:170px;height:170px}.avatar.big svg{width:158px;height:158px}.f-res-card{grid-template-columns:1fr}.state-grid{grid-template-columns:repeat(2,1fr)}.o-chip{width:50px;height:50px;margin:-25px 0 0 -25px;font-size:13px}}
[hidden]{display:none!important}
.orbit{container-type:inline-size}
.o-ring.r1 .o-chip{--rr:-32cqw}
.o-ring.r2 .o-chip{--rr:-50cqw}
.o-chip{width:13.5cqw;height:13.5cqw;margin:-6.75cqw 0 0 -6.75cqw;font-size:max(11px,3.2cqw)}
.o-core b{font-size:max(12px,3.8cqw)}
.o-core small{font-size:max(8px,2.3cqw);letter-spacing:.04em}
.prose .tbl{display:table}
@media (max-width:760px){.prose .tbl{display:block}}

/* v1.3 team member cards */
.member-card{display:grid;grid-template-columns:auto 1fr auto;gap:28px;align-items:center;margin-top:24px;padding:28px 32px;background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--sh-1);transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .3s}
.member-card:hover{transform:translateY(-4px);box-shadow:var(--sh-2);border-color:rgba(14,159,122,.35)}
.member-card .avatar{margin:0;width:112px;height:112px}
.member-card .avatar svg{width:102px;height:102px}
.member-card .role{font:700 12.5px var(--font-head);letter-spacing:.1em;text-transform:uppercase;color:var(--em)}
.member-card h3{font-size:24px;margin:4px 0 8px}
.member-card p{color:var(--muted);margin:0 0 12px;font-size:15.5px}
@media (max-width:760px){.member-card{grid-template-columns:1fr;text-align:center;justify-items:center;padding:26px 20px}.member-card .chips{justify-content:center}}