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Legal

Credit Guide

RiseMore Finance's Credit Guide: our credit licence details, how we are paid, Best Interests Duty and how to make a complaint through AFCA.

About us

RiseMore Finance (ABN 23 906 041 391) is the business name of Amandeep Singh Rosha, Credit Representative Number 581412, authorised by Australian Finance Advocates Pty Ltd, Australian Credit Licence 491521. AFCA member 125224. FBAA member.

Business nameRiseMore Finance
Credit RepresentativeAmandeep Singh Rosha, CRN 581412
ABN23 906 041 391
LicenseeAustralian Finance Advocates Pty Ltd
Australian Credit Licence491521
AFCA membership125224
Professional bodyFinance Brokers Association of Australia (FBAA)
Contactinfo@risemorefinance.com.au

Our obligations

We must act in your best interests when providing credit assistance and prioritise your interests where there is a conflict. Before recommending a loan we must make reasonable enquiries about your requirements, objectives and financial situation, and take reasonable steps to verify it. We cannot recommend a loan that is unsuitable for you.

Lenders we use

We have access to a panel of 50+ banks and lenders. A list of the lenders we most commonly use is available on request.

Fees and commissions

For most home loans we do not charge you a fee. We receive commissions from lenders, which may include upfront and trail commissions. We will give you a credit quote and disclose commissions before you proceed. Where a fee is payable by you, it will be disclosed in writing beforehand.

Complaints

If you have a complaint, please contact us first at info@risemorefinance.com.au, and we will try to resolve it quickly and fairly. If you're not satisfied, you can contact our licensee's complaints officer, Michael Giannone at Australian Finance Advocates Pty Ltd (michael.giannone@afadvocates.au), or the Australian Financial Complaints Authority (AFCA): www.afca.org.au · 1800 931 678 · info@afca.org.au · GPO Box 3, Melbourne VIC 3001.

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